Correspondent Lending

We are committed to building personal relationships that set Farm Credit apart from the marketplace. Dedicated to the correspondent channel for over 20 years, we offer expertise, streamlined processes and competitive pricing. As part of the Farm Credit System, we have the financial strength and security you can count on and the resources to keep evolving as markets change. Based on your specific needs, your Association can select from a wide range of services to help you provide rural home loan financing to potential borrowers. Our competitively priced services enable Association personnel to focus on creating new business rather than on mortgage administration tasks.

Product Access

Participating Associations have access to a variety of Fannie Mae and Farmer Mac eligible mortgage loans at reasonable rates for borrowers who are interested in building or refinancing a new home or refinancing an existing mortgage. Rural homebuyers have access to mortgages that are priced similarly to those offered to urban homebuyers; however, underwriting guidelines are tailored to their needs.

Compliance

We review all loans for RESPA, TILA, HPML and QM compliance throughout the process to ensure the correct timelines, documentation, closing and servicing requirements are met.

Underwriting

With experienced secondary market underwriters on staff at AgFirst, Associations do not need to invest in developing these skills in their employees. These services are available as needed and reduce a correspondent's contractual responsibilities.

Loan Processing & Closing

We provide mortgage loan processing and the preparation of closing documents to our participating Associations, enabling your staff to focus their attention on loan origination efforts.